Saving
The Emergency Fund: Why Every UK Household Needs One
An emergency fund is an essential part of having financial security, acting as a safety net for unexpected expenses. Whether it’s a new boiler, car repair, or sudden job loss, having an emergency fund helps ensure that you don’t have to rely on credit cards or loans when life throws
ISAs explained
An ISA (Individual Savings Account) is a tax- efficient way to save and invest money in the UK. They key benefit of an ISA is that any interest, dividends, or capital gains earned within an ISA are completely tax-free, meaning you don’t have to pay tax on the money you
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