Are you struggling to budget & save, or are you unsure about pensions and investing?
I'm here to help. Let's Get Started...
Pensions
Read all about different pension types in the UK, how they work and why you should probably have one!
Investing
Don’t know your ISA from your ETF? Let me explain everything you need to know about investing in the UK (jargon-free!)
Budgeting
Budgeting isn’t just for those watching the pennies. Everyone should have one and know where every pound goes!
Saving
With so many savings options out there it’s difficult to know where to start. Easy-access? Cash ISA? Premium bonds? Argh!
Welcome to MarkInTheMoney
Money doesn’t have to be hard. Let me help make it simple.
Have you ever felt lost when it comes to money? You’re not alone. I was once drowning in debt and making every money mistake in the book. Now I’m here to share what I’ve learned the hard way, so you don’t have to.

Hi! I’m Mark, the face behind MarkInTheMoney.
I’m not your typical financial expert with fancy degrees. I’m someone who’s been where you are.
I’ve made the mistakes. I’ve felt the stress of debt. I’ve wondered how I’d ever save enough for the future.
But I turned things around. I went from being in debt to becoming a high earner with solid investments and a secure pension. I didn’t learn this from textbooks – I learned it by living it.
Now I’m on a mission to help others do the same.
What You'll Find Here
MarkInTheMoney is your go-to place for real, honest, and simple money advice. No fancy words. No confusing jargon. Just clear guidance that actually makes sense.
Here’s what I offer:

Helpful Articles
I break down complex money topics into bite-sized, easy-to-understand pieces. From pension basics to investment tips, I cover it all in a way that won't make your head spin.

Real-Life Experience
Everything I share comes from my own journey. I don't just tell you what to do – I explain why it matters and how it worked for me.

Free Calculators
Need to work out how much to save? Wondering how your pension might grow? My calculator tools do the hard maths for you, making money decisions clearer and easier.
Why Money Matters
Let’s face it – our schools don’t teach us how to handle money. Most of us learn through painful mistakes and stressful situations.
I believe it shouldn’t be that way.
Understanding money isn’t just about getting rich. It’s about:
- Sleeping better at night without money worries
- Having choices in life rather than feeling stuck
- Building a future where you can enjoy the things that matter to you
- Passing on good money habits to your children
Who This Site Is For
MarkInTheMoney is for everyone, no matter where you are on your money journey:
Just Starting Out?
If you’re young and wondering when to start a pension (hint: now!), I’ll show you how small steps today create big results tomorrow.
Mid-Life Money Juggler?
Balancing a mortgage, family costs, and saving for the future? I’ve got practical tips to make your money work harder.
Approaching Retirement?
Confused about pension options and how to make your money last? I’ll help you understand your choices without the complicated language.
In Debt or Struggling?
Been there. I’ll share the strategies that helped me climb out and build a better financial future.
How I Can Help You
My approach is simple – I focus on four key areas that make the biggest difference to your financial wellbeing:
Pensions
Many of us put off thinking about pensions because they seem complicated or far away. I’ll show you why starting early matters and how to make sense of your options without the headache.
Investments
Investing isn’t just for the wealthy or financial experts. I’ll guide you through the basics and show you how regular people can grow their money without taking crazy risks.
Budgeting
The foundation of all good money decisions. I’ll share practical budgeting approaches that don’t make you feel deprived but do help you take control.
Savings
Whether you’re saving for a rainy day or a sunny holiday, I’ll help you find painless ways to build your savings and reach your goals faster.
My Promise to You
I won’t:
- Use complicated financial jargon
- Recommend things I wouldn’t do myself
- Make you feel bad about past money mistakes
- Suggest get-rich-quick schemes
I will:
- Explain things in plain English
- Share what has actually worked for me
- Meet you where you are, without judgment
- Offer practical advice you can use right away
Let’s Get Started
Money doesn’t need to be scary or confusing. With the right information and a bit of planning, you can take control of your finances and build the future you want.
Have a look around the site. Try out the calculators. Read some articles. And remember – every financial expert started as a beginner.
The best time to start improving your money situation was ten years ago. The second best time is today.
Where would you like to begin?
Pensions | Investments | Budgeting | Savings
Got questions? Get in touch or follow me on social media for daily tips and money talk.