Net Adjusted Income (ANI) Calculator
UK • £100k check
Estimate your adjusted net income for the £100k “tax-trap” and childcare eligibility checks.
1) Income (before ANI deductions)
Employment income (taxable pay) i
£
Benefits in kind i
£
Self-employed profit
£
Rental profit
£
Savings interest (taxable)
£
Dividends (taxable)
£
Other taxable income
£
2) Deductions that reduce ANI
Pension (Relief at source — net paid) i
£
Gift Aid donations (net paid) i
£
Other ANI deductions (optional) i
£
Adjusted Net Income (ANI)
£0
—
Estimated Personal Allowance
£12,570
Tapers after £100,000 ANI
Enter your figures
We’ll estimate whether your ANI is under £100,000.
To get under £100,000 ANI
£0
Gross reduction needed (pension/Gift Aid etc.)
Quick notes:
- Salary sacrifice usually reduces taxable pay already — enter your post-sacrifice taxable pay.
- Relief-at-source pensions & Gift Aid are grossed up (net × 1.25).
- Estimator only — edge cases exist.