budgeting – Mark In The Money

Little Book of Budgeting

Mark In The Money — Mon, 15 Sep 2025 10:00:41 +0000

Take control of your money — without spreadsheets, shame, or stress.

A short, practical guide to building a budget that actually works (even if you’ve tried before).

Includes the exact budgeting template I still use today – worth £5 on its own.

Just £10 – Instant access. No fluff. No faff.

Budgeting doesn’t have to feel impossible.

If you’ve ever:

Made a budget that lasted 3 days
Felt guilty for spending anything fun
Got hit with unexpected bills that wrecked your plan
Or just avoided the whole thing because it’s all too much…

This book is for you.

What you’ll learn:

Why most budgets fail (and how to avoid it)

How to track spending without turning into an accountant

The 3-bucket system I still use to this day

How to plan for Christmas, holidays, car bills and more

The habits that make a budget stick (even when life gets messy)

What you get:

The full 25-page PDF guide – practical, honest, and easy to read in one sitting
A ready-to-use budget spreadsheet template (normally £5)
Built-in example tab so you can see it in action
A flexible system you can actually stick to

“I built this guide after years of trial and error, £42.5k of debt, and a full IVA. It’s the budget I wish I had back then — and the one I still use now.”
— Mark

Price: £10

This isn’t a course. It’s not a subscription.

It’s a one-time, real-world budgeting system that works — and you can download it instantly.

Basic Budget Spreadsheet

Mark In The Money — Tue, 15 Apr 2025 21:03:50 +0000

Are you tired of feeling overwhelmed and stressed about your finances? This easy-to-use spreadsheet is designed to dramatically improve the way you manage your money and give you a clear view of where you plan to spend your money.

Budget your monthly income & expenses each year.
Buy once and use forever, just create a new tab from the template each year.

Note: If you’ve purchased my Budget Dashboard then you don’t need this as well. This is just a simplified version for those who have no interest in net worth tracking, etc.

Budgeting Spreadsheet & Dashboard

Mark In The Money — Tue, 15 Apr 2025 20:50:14 +0000

Are you tired of feeling overwhelmed and stressed about your finances? This easy-to-use spreadsheet is designed to dramatically improve your money management and help you achieve financial freedom.

Dashboard view for at-a-glance financial outlook.
Budget your monthly income & expenses each year.
Track your savings, investments & pensions monthly and watch your net worth grow!
Create savings targets and monitor progress against each goal.

This spreadsheet is tested with Google Sheets and Microsoft Excel – please ensure you have access to one of those before purchasing.